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Savings and Investment Accounts
A savings account is an investment in your future. That’s why at Prosperan Bank we are committed to providing you with a variety of savings and investment products to fit your unique needs. Our team of personal bankers is here to help you choose the right savings option for you.


Money Market Savings
Prosperan Bank’s Money Market Savings account earns a competitive market rate when an average daily balance of $1000 or more is maintained.

• $100 minimum opening balance
• No minimum average daily balance to avoid a service charge
• Earn a .25% rate bonus on your money market account with an active Prosperan Bank checking account


Regular Savings Account
A great way to start saving! Start you or your child’s savings plan with a Prosperan Bank Account.

• $100 minimum opening balance
• Minimum average daily balance of $100
• Below balance monthly charge of $2 per month
• Earns a variable interest rate, may change at any time

Minimum opening and minimum balance requirements are waived on the Regular Savings account for depositors under the age of 18. On the depositors 18th birthday, this account automatically becomes subject to the monthly service fees of the Regular Savings account.


Health Savings Account
A Health Savings account is a great way to take a tax break while you save for qualifying medical expenses. HSAs offer individuals who participate in a high deductible health plan an affordable alternative to the high costs of health care.

• Convenient check and debit card access is provided to make paying medical expenses easier.


Certificates of Deposits (CDs)
Certificates of Deposit provide a secure way to earn a higher rate on your investments. Contact a banker today to choose a CD that meets your term and balance needs.

Individual Retirement Accounts (IRAs)
Both Roth and Traditional IRAs are available and are excellent tools to help you reach your retirement goals. Contact a personal banker to learn more about the benefits associated with this investment option.

 
 

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